Home Improvement Loans

Transform your living space with our home improvement loans designed for homeowners who want to upgrade, modernize, or expand their property.

Our lending solutions cover a wide range of projects:

  • Kitchen remodels and upgrades
  • Bathroom renovations
  • Room additions and expansions
  • Flooring and interior updates
  • Energy-efficient improvements
  • HVAC system upgrades

We offer competitive interest rates and flexible repayment terms tailored to your budget and project timeline.

Complete Renovation Financing

Planning a major renovation? We provide comprehensive financing for large-scale projects that transform your entire home.

Whether you're doing a whole-house renovation or tackling multiple spaces at once, our renovation loans offer:

  • Higher loan amounts for extensive projects
  • Flexible draw schedules aligned with construction phases
  • Options for structural changes and major upgrades
  • Coverage for materials, labor, and permits
  • Extended repayment periods for larger investments

Our team works with you to structure financing that matches your renovation timeline and budget.

Property Investment Loans

Looking to increase your property value for resale or rental income? Our investment-focused lending programs are designed for homeowners who view improvements as financial investments.

Perfect for:

  • Strategic upgrades that maximize ROI
  • Rental property improvements
  • Pre-sale home staging and updates
  • Value-adding renovations
  • Investment property acquisition and improvement

We understand the financial goals behind investment properties and structure our loans accordingly.

Specialty Project Financing

Not every project fits into a standard category. We also finance specialty improvements that add unique value to your home:

  • Outdoor living spaces and decks
  • Pool installation and upgrades
  • Smart home technology integration
  • Accessibility modifications
  • Home office conversions
  • Solar panel installation
  • Landscaping and hardscaping

Whatever your vision, we'll work with you to create a financing solution that makes it possible.

What Sets Us Apart

Competitive Rates

As a direct lender, we offer rates that beat traditional banks and eliminate broker fees.

Fast Decisions

Most applications receive a decision within 3-5 business days.

Flexible Terms

Loan terms from 5 to 20 years depending on project size and borrower qualifications.

No Prepayment Penalty

Pay off your loan early without any additional fees or penalties.

Simple Application

Straightforward application process with minimal paperwork.

Local Service

Georgia-based company with deep knowledge of local real estate markets.

Ready to Get Started?

Contact us today to discuss your project and receive a customized financing proposal

Contact Us